If you enjoy driving a new vehicle regularly, like to keep your monthly vehicle expenses low & prefer to drive a vehicle that’s always under warranty – then you should consider leasing as a great option.

As a lease customer, you pay only a portion of a vehicle's cost, which is the part that you "use up" during the time you're driving it. Taxes are only charged on the monthly payments and not the full vehicle price.

Signing a leasing contract means that you agree to make regular monthly payments, keep appropriate insurance, pay any vehicle taxes and licensing fees, and take good care of the vehicle for the duration of your contract.

Drive a New Vehicle more Often

With lower monthly lease payments over a shorter period of time, you can drive a new vehicle more often.

Low Monthly Payments & Flexible Terms

Lease payments are traditionally lower than retail payments on the same vehicle. That allows you to keep more of your cash to use or invest.

Less Taxes

You pay only the taxes on the monthly payment rather than the full cost of the vehicle.

AFS One-Pay Lease is a designed for people who prefer to pay for their lease upfront and bypass monthly payments. It’s also a preferred choice for those who like the idea of getting a new vehicle more often and save money on interest. By paying all lease payments in a single lump-sum payment upfront (One-Pay), customers receive all the benefits and comforts of a traditional lease, but with the added benefit of significant interest savings. To see if an AFS One-Pay Lease is right for you, please speak to your Acura dealer.

Yes. You are responsible for insurance coverage.

No. Down payments are not required on a lease but you may choose to make a down payment in order to reduce the monthly lease payments. .

Most lease agreements require a first monthly payment on delivery of the vehicle, a refundable security deposit and any applicable provincial fees.

Yes. You are responsible for maintaining the automobile. A maintenance schedule is outlined in the owner's manual.

If you are returning your vehicle at lease end, your vehicle will be inspected by an independent company to determine if there is any chargeable damage.

Chargeable damage can include dents, paint damage, missing equipment cracked or chipped glass, mechanical damage, holes, tears or burns to upholstery.

You are responsible for either repairing identified damage to acceptable standards prior to returning the vehicle or paying the amount indicated on the inspection report plus applicable taxes.

For peace of mind, ask your dealer about Acura Lease-Guard.

AFS offers low mileage lease options starting at 12,000 km or you can choose our standard allowance of 24,000 km. You can also purchase additional kilometers up front if needed.

Yes. You are the owner of the vehicle. AFS will have a lien on your vehicle until the loan if paid in full.

All retail loans from AFS are open. You may pay the full balance at any time without prepayment penalties.

Yes. Fees vary from province to Province. However AFS demands transparent fee disclosure so fees are easy to see and understand.
You can typically expect to see:

• Interest charges - Simple interest method to calculate interest charges
• PPSA Fee if required
• Freight
• Pre-Delivery inspection fee (PDI)

The inspection should be completed 30 days prior to the return of the vehicle. This allows you the necessary time to have the repairs made. Or, if you choose not to make the repairs, you will receive an invoice for the cost of excess wear and use.

Only authorized agents can perform the vehicle inspection. We have contracted a third party service provider to perform our vehicle inspections. To get assistance in scheduling your vehicle inspection, please contact our Acura Concierge Service Center at 1.866.899.4440, ext. 7929 (EN) ext. 7930 (FR).

Your vehicle is subject to a final inspection. If a condition arises after your preliminary inspection, you may still be liable for it. However, sometimes damage or malfunctions can't be detected during the inspection, or an unexpected condition arises after your vehicle is inspected. If you receive an invoice from us for charges with which you are not familiar, please contact our Acura Concierge Service Center at 1.866.899.4440, ext. 7929 (EN) ext. 7930 (FR).

Yes. $1,000,000 third party liability insurance is the minimum requirement to meet the terms of your vehicle lease agreement. You are always welcome to increase Third Party Liability coverage to meet your additional needs.

Yes. Lower deductibles are acceptable, however, $1,000 is the maximum deductible allowed.

We have partnered with OPTA a professional firm that specializes in Insurance Tracking. They will confirm that your vehicle is adequately insured and inform you if there is a problem. All other aspects of your lease account are handled directly by Acura Financial Services.

Yes. Acura Financial Services requires a copy of your full insurance policy including endorsements and coverage limits every year upon renewal.